One policy. A full year of travel. If there’s any chance you’ll take more than one trip in the next twelve months – even a weekend away in Ireland – annual cover could save you money and hassle.
Annual Multi-Trip Travel Insurance
Why Choose Annual Cover?
Most people underestimate how much they travel in a year. That city break, the wedding in Portugal, a weekend up North — it all adds up. With annual multi-trip, you buy once and you’re covered for every trip, with no need to arrange a new policy each time.
The maths usually works in your favour from just two trips a year. And because staycations count too, even a couple of nights in a hotel in Galway is covered (with 2+ pre-booked nights’ accommodation). Each trip can last up to 45 days on Gold or 60 days on Platinum (31 days if you’re aged 66 or over), with a total annual limit of 183 days outside Ireland.
- Unlimited trips in 12 months
- Covers domestic & international
- Up to 45 days/trip (Gold), 60 days (Platinum)
- 31 days/trip if aged 66+
- Max 183 days outside Ireland/year
- Gold: up to age 65 | Platinum: up to 75
- Staycations included
- Optional add-ons
Flexibility Built In
Choose European or Worldwide cover depending on your travel plans. Each person covered is insured for their own trips — you don’t have to travel together. Children under 19 who travel alone must be dropped off and picked up by a responsible adult aged over 21.
Gold annual cover is available up to age 65, and Platinum up to age 75. Optional extras including winter sports (up to age 65), golf cover, and car hire excess waiver can be added at purchase to tailor the policy to how you actually travel.
FAQs
How many trips does annual trip cover?
There’s no limit on the number of trips within your 12-month policy year, as long as each trip stays within the maximum duration and your total time outside Ireland doesn’t exceed 183 days.
What are the limitations on trip duration with annual multi-trip insurance?
Annual multi-trip insurance, each individual trip can last up to 45 days on Gold and 60 days on Platinum. If you’re aged 66 or over, each trip is limited to 31 days. Your total time spent outside Ireland across the year must not exceed 183 days.
How do I make a claim on annual multi-trip travel insurance?
Check that your claim is covered, then contact the Peopl claims helpline to request a claim form. All claims must be submitted within 30 days of returning home, with original receipts, invoices and any supporting reports.
What if a trip exceeds the maximum trip duration for annual multi-trip insurance?
If a trip goes beyond your policy’s maximum duration, you won’t be covered after the last day of that limit. If you’re planning a longer trip, it’s best to arrange a separate single trip policy to cover the full journey.
Can I travel independently on an annual multi-trip policy?
Yes , everyone named on an annual multi-trip policy can travel separately. Children under 19 travelling alone must be dropped off and picked up by a responsible adult aged over 21.
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