It’s difficult to plan for what would happen to your family if you died, or one day became seriously ill. But when these things do happen, the bills can have a serious effect on your family’s long-term finances.
Working with Royal London and Irish Life, our Term Life packages are some of the best you’ll find. We offer one of the longest terms available, one of the highest life cover terms, and you’ll be hard-pressed to find a cheaper price, in fact, if you find a cheaper price, let us know, and we can match it!
Term Life Insurance Backed By Credit Union Trust
Need a little extra support?
We understand that some customers may need additional help when arranging insurance. If you’re going through a difficult time, have a health condition, or would simply like more time and patience from us – please let us know.
We’re here to help. Call us on 0818 121 121 or email insurance@peopl.ie. You can also read about how we support customers on our Supporting Our Customers page.
More great reasons why customers choose Peopl Insurance for their Term Life Insurance
- Instant quick quote (as quick as 60 seconds)
- Cover from €25,000 to €5,000,000
- Market leading term cover allowing for a policy term of up to 51 years
- New customers welcomed up to 75 years of age
- Cover can be extended to a member’s 91st birthday
- Same day quote and buy – for members who do not require medical underwriting (80% of policyholders)
- Market Price Match – you can’t be beaten on price
- First month free – cover starts immediately, meaning we provide the first month free
- Cover for individuals, joint-policyholders (it pays on the first partner to die and then lapses) and dual cover (both partners are fully insured for the full sum, and the policy continues for the surviving party upon bereavement)
- Quote online, with the policy activated through our dedicated call centre
- Documents completed via DocuSign so no need for member to come into the Credit Union during Covid to complete the process
- Full Payment prior to bereavement – in the event that the member has been diagnosed with a terminal illness within 12 months of bereavement
- €10,000 immediate helping hand- immediate payment to the member’s family at the time of bereavement, prior to the full claim, top assist with end of life expenses
Things to be aware of before you get a quote
Life insurance policies contain conditions and exclusions that affect whether a claim will be paid. Common exclusions include suicide or self-inflicted injury, typically within the first 12 months of the policy; death resulting from undisclosed pre-existing medical conditions; and participation in certain high-risk activities unless declared and accepted by the insurer.
You are required to answer all medical and lifestyle questions honestly and with reasonable care at the time of application. Failure to disclose relevant information – including pre-existing medical conditions, smoking status, or hazardous occupations – may result in a claim being declined or your policy being voided.
Your policy will only pay out during the term (Duration of cover) you select. If you outlive your term life or mortgage protection policy, no benefit is payable. If you are paying an annual or monthly premium, this money is used to purchase cover for a given time period, no refund of premium is payable on expiry of that cover period. Cover is not guaranteed to be renewed or available at the same premium at the end of any term.
You have the right to cancel your policy within 30 days of receiving your policy documents. After this period, cancellation terms and any applicable charges will be set out in your policy documentation. Please refer to document pack pre and post application.
Life Insurance Quote Callback
To get a callback from one of our agents, please fill out this form and one of our agents will get back to you during office hours, Monday – Friday, 9am – 6pm. Thank you.
Important information about how we provide this service
Peopl provides life insurance advice on a limited analysis basis. This means we consider products from a selected panel of providers – currently Royal London Insurance DAC (Ireland) and Irish Life Assurance plc – and do not assess all life assurance products available in the Irish market.
Peopl may receive commission from the product provider when a policy is arranged. Full details of our commission rates are set out in our Terms of Business. The receipt of commission does not influence our offering of a particular product to you.
Peopl is regulated by the Central Bank of Ireland as an insurance intermediary (Reg No. C182485).
Our Credit Union Partners
