Peopl Insurance Q&A - The More You Know - Taking Out Travel Insurance Skip to main content

Why Taking Out Travel Insurance at the Time of Booking is Important

When planning a holiday, there are many things to consider, from booking flights and accommodation to creating an itinerary of activities. One crucial aspect that needs to be considered is travel insurance. Taking out travel insurance at the time of booking your holiday is imperative for several reasons:

Cancellation Cover

Life is unpredictable, and unforeseen events may force you to cancel your trip. Whether it’s due to illness, a family emergency, or other covered reasons, travel insurance can provide cancellation protection. This means, if you must cancel your trip, you can be reimbursed for any non-refundable costs you have already paid for, such as flights and accommodation. Having this protection can save you from significant financial loss and at Peopl. Insurance we design a policy with this mind to protect you the best way possible in case the unthinkable happens.

Medical Cover

Nobody wants to think about getting sick or injured while on holiday. Still, it’s essential to be prepared for such situations. Travel insurance can provide medical cover, ensuring that you are protected in case of unexpected medical expenses while travelling. This can include coverage for hospital stays, doctor’s fees, medication, and even emergency medical evacuation if necessary. Travel insurance with medical cover can give you peace of mind and protect you from potentially high medical costs. It must be noted that there are mitigating factors like pre-existing medical conditions that will be factored into a travel policy, which is why here at Peopl. Insurance we make sure to alleviate any issues by guiding you through the process as smoothly as possible.

Baggage Cover

Losing your luggage or having it stolen or damaged can be a significant inconvenience during your trip. Travel insurance can provide baggage cover, which means that if your luggage is lost, stolen, or damaged, you can be reimbursed for the cost of having your belongings replaced. This can help alleviate the stress and financial burden of replacing essential items while travelling. It is extremely important that when you include this cover on your policy that you understand the stipulations of making a claim based on the circumstances leading to the damage or loss. At Peopl. Insurance we strive to create the fairest deal with this cover in mind and with our platinum travel policy there is NO EXCESS.

Peace of Mind

One of the most significant benefits of taking out travel insurance when booking is the peace of mind it provides. Knowing you are covered if something unexpected happens during your trip can allow you to relax and enjoy your holiday. Whether it’s a sudden illness, a missed flight, or a lost passport, travel insurance can provide the necessary support and assistance to help you navigate these situations.

In conclusion, taking out travel insurance when booking your holiday is important for kicking off your well-earned break the safest way. It provides essential coverage for cancellation, medical expenses, as well as baggage loss and offers peace of mind. While travel insurance is not mandatory for Irish People to purchase, it is highly recommended to protect your travel investment and ensure that you can access medical treatment if needed. The cost of travel insurance is relatively inexpensive compared to the potential costs of medical treatment or cancellation fees. Therefore, it is essential to consider purchasing travel insurance when planning a trip.